A finished file
Open the Florida sample before you type your own bill.
AdventHealth Orlando, $8,420, household of 3. Already scored against 2026 poverty guidelines. Letters included.
Free
Itemized letter
$19
Letter pack
51
State files
2026
Poverty tables
Order of work
01
The bill
Provider, state, amount, coverage, household. Two minutes. Saved on this device; sent to our server only to draft your letters, never stored.
02
The band
Income against HHS poverty guidelines, then that state’s write-off floor — not a generic 200%.
03
The letters
You sign them. You keep the paper trail. UNDUE matches the hospital form, fills a worksheet, and stops there — it does not mail, file, or call.
The pack
$19, once, for this bill.
The itemized-bill letter is free. Charity care, self-pay, appeal, hardship, collector letters, and a prefilled filing packet unlock together. No subscription. Changing the hospital or amount voids the receipt.
Start with your bill- FREE
Itemized bill request
UB-04 / CPT lines and a 30-day hold.
- PACK
Charity care / FAP
501(r) application and collections pause.
- PACK
Self-pay discount
Chargemaster is not a cash price.
- PACK
Insurance appeal
Re-file, No Surprises, EOB vs. bill.
- PACK
Debt validation
FDCPA 1692g before you pay a collector.
- PACK
Hardship settlement
Lump-sum paid-in-full after assistance.
- PACK
Filing packet
Matched hospital FAP and a filled worksheet.
50-state desk
Florida has no write-off floor. Washington does.
| State | Free-care floor | Discount to | Strength |
|---|---|---|---|
| Florida | 501(r) only | — | Federal FAP only |
| Washington | 200% FPL | 400% FPL | Statutory floor |
| California | 200% FPL | 400% FPL | Statutory floor |
| New York | 200% FPL | 400% FPL | Statutory floor |