A finished file
Open the Florida sample before you type your own bill.
AdventHealth Orlando, $8,420, household of 3. Already scored against 2026 poverty guidelines. Letters included.
Free
Itemized letter
$19
Letter pack
51
State files
2026
Poverty tables
Order of work
01
The bill
Provider, state, amount, coverage, household. Two minutes. Nothing leaves this device until you copy or print.
02
The band
Income against HHS poverty guidelines, then that state’s write-off floor — not a generic 200%.
03
The letters
You sign them. You keep the paper trail. UNDUE matches the hospital form, fills a worksheet, and stops there — it does not mail, file, or call.
The pack
$19, once, for this bill.
The itemized-bill letter is free. Charity care, self-pay, appeal, hardship, collector letters, and a prefilled filing packet unlock together. No subscription. Changing the hospital or amount voids the receipt.
Start with your bill- FREE
Itemized bill request
UB-04 / CPT lines and a 30-day hold.
- PACK
Charity care / FAP
501(r) application and collections pause.
- PACK
Self-pay discount
Chargemaster is not a cash price.
- PACK
Insurance appeal
Re-file, No Surprises, EOB vs. bill.
- PACK
Debt validation
FDCPA 1692g before you pay a collector.
- PACK
Hardship settlement
Lump-sum paid-in-full after assistance.
- PACK
Filing packet
Matched hospital FAP, filled worksheet, complaint drafts.
50-state desk
Florida has no write-off floor. Washington does.
| State | Free-care floor | Discount to | Strength |
|---|---|---|---|
| Florida | 501(r) only | — | Federal FAP only |
| Washington | 200% FPL | 400% FPL | Statutory floor |
| California | 200% FPL | 400% FPL | Statutory floor |
| New York | 200% FPL | 400% FPL | Statutory floor |